Month: January 2024

Here’s the penultimate part of our series of articles on a family’s views on selling up and moving home.

This family of five sold and moved last year, but their experiences (and emotions) are timeless.

We’ve shared the perspectives of a six-year-old, a ‘tweenager’ and a teenager, and now it’s mum’s turn.

 

The perfect home

“The journey to a new home began excitedly, especially when we found the ‘one’ – the property we loved and wanted.”

An emotional offer

“I felt joy and disbelief when our offer was accepted. My husband and I were delighted, yet nervous, and as parents, we wondered how our children would react to leaving their familiar surroundings.”

Kids are resilient

“To our relief, the children responded with incredible positivity, highlighting the adaptable nature of young minds, even in the face of a big change.”

Planning and dreaming

“I spent hours on Pinterest, meticulously planning every room in our new home. From paint choices to furnishings, I left no stone unturned in our quest for the perfect home.”

Facing uncertainty

“But the path to our new family home wasn’t smooth. The sale nearly collapsed a week before the exchange of contracts, creating a whirlwind of stress. I did all I could to get the sale back on track.”

The emotional weight of packing

“Amidst this uncertainty, packing became an emotional task. The fear of unpacking without moving loomed large, especially with the thought of breaking bad news to our children.”

Renewed hope and cautious progress

“Thankfully, the property chain was eventually restored, and packing resumed, albeit with a new sense of scepticism and lessened joy.”

A silver lining

“In this stressful time, decluttering the house brought unexpected joy. It was a small but significant positive during a lot of uncertainty.”

Final stages of the move

“With the exchange finally happening and moving day set, our nerves, mine in particular, began to ease, though a hint of apprehension remained.”

Emotional farewells and new beginnings

“The actual move was an emotional rollercoaster. Saying goodbye to our kids’ first home, filled with memories and milestones, was bittersweet. But anticipating new beginnings also brought a sense of pride and excitement.”

First night in the new home

“The first night in our new home was a whirlwind of emotions. The children’s excitement starkly contrasted my realisation that my detailed plans might need re-thinking, but a few months since moving in, we’re getting there.”

Motherly advice

“My advice for others on a similar path to a new family home is simple: involve and be honest with your children, understand the moving process, and always stay positive. A good removal company and an empathetic and experienced estate agent are invaluable for support during these times.”

 

For friendly, knowledgeable and experienced advice on moving with your family, let’s have a chat.

 

In the winter, we’re guaranteed a few things.

It’ll be raining when we least want it to.

A local postie will still be wearing shorts, no matter how cold it is.

And condensation will appear at some point – often in our homes.

While you can’t do anything about the weather (or the postie’s clothing choices), you can take some simple steps to combat condensation.

 

We’ve come up with seven quick fixes that can dramatically reduce the risk of condensation, ensuring your home stays fresh and clean.

• Consider using portable dehumidifiers, particularly in high-moisture areas like kitchens and bathrooms. These handy devices can significantly lower moisture levels, creating less chance of condensation.

 

• Another daily habit to adopt is wiping down your windows each morning. This simple action removes condensation and prevents mould growth on windowsills – a common problem in many homes.

 

• Proper ventilation is key. Make it a routine to open your windows for at least 15 minutes daily. This practice allows fresh air to circulate throughout your home, reducing moisture and improving air quality.

 

• Maintaining a consistently warm indoor temperature is also crucial to prevent the cold surfaces that condensation loves to cling to.

 

• How you arrange your furniture can also impact air circulation. Ensure there is a gap of at least two inches between your furniture and external walls. This space allows air to move freely, reducing moisture build-up.

 

• Don’t forget the role of extractor fans. When cooking or showering, use these fans to remove excess moisture. It’s also a good idea to leave them running for 10-20 minutes after you’ve finished.

 

• Lastly, be mindful of where you dry your laundry. Drying clothes indoors without adequate ventilation can significantly increase indoor humidity. Whenever possible, dry your laundry outside or in well-ventilated areas.

 

Adopting these simple measures can play a crucial role in maintaining a comfortable, condensation-free home.

If you have any questions or need further advice about anything to do with rental properties, don’t hesitate to contact us. We’re here to help.

Who doesn’t love it when the sun’s out?

Well, apart from vampires, mushrooms and raincoat makers.

But seriously, natural light, especially sunlight, has significant mood-enhancing effects on our minds and homes.

For homeowners and residents, understanding how to harness this natural marvel in home design isn’t just about aesthetics but also a step towards a healthier lifestyle.

Let’s discover more.

 

Why sunshine is significant: The health benefits of natural light

Natural light is a natural mood enhancer. Exposure to sunlight increases the brain’s release of a hormone called serotonin, which is linked with boosting mood and aiding a person to feel calm and focused. Lack of sunlight can lead to a condition termed Seasonal Affective Disorder (SAD), a form of depression that’s related to changes in seasons. By maximising natural light in your home, you’re not just brightening your rooms; you’re potentially brightening your mood, too.

 

Sunlight and slumber: A dreamy connection

Our sleep patterns are regulated by a natural ‘body clock’ known as the circadian rhythm, and natural light plays a pivotal role in keeping this clock accurate. Sunlight helps regulate our sleep-wake cycles, improving sleep quality and duration. Introducing more natural light into your home can help you wake up feeling more refreshed and ready for the day.

 

Designing with daylight: Tips for maximising natural light

To maximise natural light in your home, consider these design tips:

• Mirrors and reflective surfaces: Placing mirrors opposite windows can help bounce light around a room, doubling the light’s reach.
• Window treatments: Opt for light, translucent curtains or blinds that allow light in whilst providing privacy.
• Skylights and light tubes: For areas that don’t have easy access to windows, consider installing skylights or light tubes.
• Wall colours: Light, bright wall colours reflect more light. Consider painting your walls in soft tones of white, cream or light pastels.

The great outdoors, inside: Plants and light

Indoor plants add a touch of nature to your décor. Plants like the peace lily or snake plant thrive in indirect sunlight, purifying the air and adding a vibrant touch to any space.

 

Economic and environmental perks of natural light

Maximising natural light can reduce dependence on artificial lighting, lower electricity bills and benefit the environment. It’s a simple yet effective way to reduce your carbon footprint.

 

Over the years, we’ve seen enough homes to know what a big, positive difference natural light can make to a property’s ‘feel’.

So, these ideas could be helpful if you’re thinking of ‘lightening up’.

 

Thanks for reading.

 

One of the biggest challenges first-time buyers (FTBs) face is getting a deposit together.

Saving a large sum of cash while covering all your living expenses during a cost-of-living crisis is no mean feat.

But having a good plan and clear goals can make this daunting task more achievable.

Here are some tips to help you save for a mortgage deposit.

 

Number crunch

You’ll need a deposit that’s at least 5% of the value of the property you wish to buy. However, some FTBs aim for 10% or even 20% so they can secure a better mortgage deal.

Bear in mind that you’ll also have to pay legal, surveying and mortgage arrangement fees. Depending on where in the UK you buy and the price of the property, you may also have to pay stamp duty.

 

Budget

Once you know how much money you need to save, take a deep dive into your income and expenditure. Identify what you can trim back on (nights out) and cut out altogether (subscriptions, gym memberships).

Also, explore new ways of doing things. For example, buy second-hand clothing from platforms such as Vinted and Depop instead of shopping on the high street.

If you’re buying with another person, discuss your income and debts. It’s important you both lay your (credit) cards on the table, as you’ll have to declare your full financial history to your lender.

 

Tech

Download a budgeting app (free versions are available) to help monitor your incomings and outgoings and alert you to any overspends.

Set up an automatic transfer so that the amount you intend to save every month goes straight into a separate account on the day you get paid.

 

Seek support

If there’s a chance the Bank of Mum and Dad could lend a hand, now’s the time to talk. Ensure everyone is clear as to whether the money is a gift or a loan so it doesn’t become a source of conflict later. Note: if the money you’re given is a loan, you’ll need to tell your lender.

Also, explore the option of living with a friend or family member to reduce or eliminate your rental bill whilst you’re saving.

 

Savings account

When choosing an account for your deposit, shop around for the best deal. ISAs can be a great option because you don’t pay tax on the interest you earn.

Another product to consider is a Lifetime ISA; they’re tax efficient, and the government gives you a top-up of cash depending on how much you save. But be warned, with Lifetime ISAs, you face a hefty penalty if you withdraw the money for any purpose other than buying a home or retiring *.

 

Looking to take your first steps onto the property ladder? Contact us here at Chamberlains today.

* Terms and conditions apply. Always read the fine print carefully before you commit.

 

Did you know that one in ten tenants admit to illegally subletting their rental property*?

 

The practice is even more common among young people; in a recent survey, 25% of tenants aged 18 to 24 confessed to secretly subletting all or part of their rental.

So why should landlords be concerned about illegal subletting? After all, if the rent still gets paid on time, what’s the problem? Here are a few reasons.

• You have no idea who is living in your property and what kind of illegal or unwise activities they’re undertaking.
• It can breach the terms of your mortgage and invalidate your landlord insurance.
• If your tenant sublets to several people, your property could, by stealth, qualify as a house in multiple occupation (HMO). The council could fine you for not meeting HMO regulations.
• Trying to regain possession of a property can be more complicated and costly.

 

What are the signs of illegal subletting?

• You notice an increase in the number of people coming and going from the property.
• Mail deliveries spike, including letters addressed to people not listed as tenants.
• The bins are full to overflowing.
• You find bunk beds or mattresses in bedrooms.
• The legitimate tenant is not returning your calls and always has an excuse as to why you shouldn’t pay a visit.

 

Protect your property

Contract – Ensure your tenancy agreement includes a subletting clause. Some landlords opt to prohibit subletting; others make it a condition that the tenant must get permission first. (For more advice on this issue, contact us to discuss it.)

Raise awareness – About 75% of tenants who admitted subletting in the survey hadn’t checked their lease to see if it was permitted. Regardless of what you think of this reasoning, never assume the tenant has absorbed the finer details of their contract. Have a chat at the start of the tenancy. Explain what constitutes subletting and that it’s a breach of contract. Also, inform tenants that it may invalidate their own contents insurance.

Inspections – Conduct regular inspections to gauge what’s happening at the property.

Reference checks – Carry out thorough reference and credit checks before signing a new tenant.

Build rapport – If tenants consider you a hands-on landlord who responds quickly to issues, they’re much less likely to test boundaries.

Use a letting agent – Having a reputable letting agent manage the property means you’ll have another set of eyes on the ground, keeping check on your investment.

 

Want to know more about our property management services? Contact us here at Chamberlains today.

 

* Figures in this article taken from a Direct Line survey, 2023

Blue Monday, often labelled as the most challenging day of the year, falls on the third Monday of January.

But what exactly makes this day particularly blue?

Well, a travel company originally coined the name, and Blue Monday is thought to be the day when the festive cheer has faded, resolutions have hit the rocks, and these cold, dark days seem never-ending.

But, it’s not all doom, gloom and incoming credit card bills (another reason Blue Monday is so depressing), thanks to the Samaritans’ brilliant initiative, Brew Monday.

It’s a clever twist on Blue Monday, encouraging people to come together over a warm cup of tea or coffee. It’s a simple yet powerful idea that turns a potentially difficult day into an opportunity for connection and conversation.

Here are four reasons why embracing Brew Monday is a fantastic idea:

• Fighting loneliness

January can be lonely for many – after the Christmas feel-good factor. Brew Monday offers the perfect reason to reach out to someone feeling isolated. A chat over a brew can make a world of difference, showing someone they’re not alone.

• Promoting mental wellbeing

Talking is one of the first steps in addressing mental health issues. Brew Monday creates a safe space for people to share their thoughts and feelings, breaking down barriers and promoting mental wellbeing.

• Fostering community spirit

This idea brings communities together in offices, schools or neighbourhoods. It’s a chance to strengthen bonds and remind each other that we’re not alone.

• Raising awareness and funds

Brew Monday is not just about conversation; it’s also an opportunity to support the Samaritans’ vital work. Donations made around Brew Monday help the Samaritans continue providing their invaluable service, offering a lifeline to those in need.

Brew Monday is more than just a cup of tea or coffee.

It’s a great idea that reminds us all of the power of human connection.

So, this Blue Monday, why not put the kettle on or invite someone to chat at a café and turn a potentially difficult day into one filled with warmth and a good natter?

Thanks for reading.

They’ve graced our TV screens for years and made millions buying and selling homes.

But, like the rest of us, famous property gurus also make mistakes.

 

From rotten renovation jobs to disappointing deals, here’s a rundown of some of the biggest blunders made by property experts.

 

Phil Spencer

The unflappable Location, Location, Location co-presenter made a rookie error early in his career: he got too cocky.

Phil was on the cusp of finalising a lucrative property purchase when – assuming the deal was in the bag and feeling rather pleased with himself – he went on holiday.

While Phil was away, a builder (whom he had told about the property) jumped in and nabbed the property from under his nose.

Key takeaway: Never assume a property deal is done until the ink is dry on the paperwork and you have the keys in your hand. Always respond to enquiries promptly during conveyancing to keep the process moving along.

 

Sarah Beeny

Property Ladder star Sarah bought her first home, a two-bed flat, at 19. Since then, she’s transformed several properties and sold them for a tidy profit.

Sarah admits to making a common blunder with her first property – cutting corners on DIY. As a young property developer, she applied wallpaper without following the careful instructions her dear old dad had given her. The result was a bubbly mess that had to be torn down and reapplied, costing her time and money.

Key takeaway: Rolling up your sleeves and doing renovation work yourself is a great way to add value to a property – but only if the work is done to a high standard. Buyers will be put off by shoddy workmanship.

 

Martin Roberts

A favourite with daytime TV fans, Martin has visited thousands of properties during his time with Homes Under the Hammer.

Despite learning many valuable property lessons working on the show, Martin found himself in a precarious financial position in the aftermath of the 2007 credit crunch. The perma-tanned presenter had invested heavily in Spanish property and lost millions.

 

Key takeaway: Having a diverse property portfolio – instead of putting all your eggs in one basket – is a good way to reduce your exposure to risk.

 

If you’re considering buying or selling or are looking to expand your property portfolio, contact us here at Chamberlains today.

 

 

 

If you’re wondering what Guppies are (and we’re not talking about fish here) and what they’ve got to do with the property sector, let us explain.

 

The term ‘Guppies’ refers to tenants in the 18 – 39 age bracket who see themselves staying in the rental market for the long term.

 

The nickname comes from the phrase ‘Given Up on Property’ because Guppies don’t see home ownership on the cards for them for at least the next decade.

 

For some, this is because of the high cost of buying a property and the struggle to get a decent deposit together.

 

But for others, it’s about lifestyle. Some Guppies don’t want to be tied to a 40-year mortgage and the other demands of home ownership, such as repairs and maintenance.

 

Others in this group would rather rent in an area they love than move further afield to a more affordable (but perhaps less desirable) location.

 

So, how big is Generation Guppie? 

 

Zoopla estimates that 42% of Brits under 40 who don’t own a property have no plans to do so for at least ten years – hence they’re Guppies.

 

The property platform also notes that 40% of Guppies earn more than £60,000 annually.

 

Do Guppies make good tenants?

 

We wouldn’t be doing our job as letting agents if we didn’t state that all landlords should follow a rigorous tenant selection process (with relevant credit and reference checks).

 

But given that many Guppies are on good incomes and looking to rent for the long term, they could make ideal tenants.

 

So, what do Guppies want?

 

High-standard properties – Guppies seek a place to call home, not stop-gap accommodation. It’s important to them that a property is well-maintained and has a modern interior.

 

Responsive landlord – Young people (and from our point of view, anyone under 40 falls into this bracket) are tech-savvy and prefer to communicate through channels such as WhatsApp. When they raise an issue, they don’t expect to be waiting days for a response.

 

Pet-friendly homes – While many in Generation Guppie may not have children, they may want a pet or already be a doting pet owner. Flexibility around the issue of pet ownership will be seen as a real plus.

 

Upkeep – As we said earlier, for some Guppies, the lure of renting is not having to worry about the cost or stress of repairs and maintenance. This doesn’t mean they don’t care about these things, but they expect the landlord to be diligent and proactive.

 

For help managing a rental property and sourcing good-quality tenants, contact us at Chamberlains today.

Is your Teignbridge home ripe for a refresh?

Are you itching to ditch dated décor and breathe new life into your property?

If so, take inspiration from these top interior design trends.

 

Texture

Don’t just think about how your home looks; consider how it feels. Bobbly cushions, plush rugs and fluffy throws help create a cosy atmosphere. Bouclé, velvet and leather are just some of the materials that can add interest.

The colour brown (yes, really)

All-white interiors are out, and brown is in. But don’t worry, you don’t have to go overboard or opt for a dark shade. Instead, add small pops of warm, earthy tones, such as caramel, rust or amber to create a sense of earthiness and cosiness.

Now you see it, now you don’t office furniture

If you don’t have the space for a dedicated home office, the next best thing is the hideaway desk or bureau. The idea is that it serves as a functional place to work during the day, but when you clock off, you can close the doors so that it looks like a standard cupboard or cabinet.

Lava stone

Lava stone is durable, resistant to temperature changes and available in lots of pretty colours. So, no wonder it’s becoming a popular choice for countertops and tiles in high-end homes and restaurants. It’s made from volcanic rock glazed with enamel and fired at a super high temperature. The finish is glossy but with an attractive, crackled effect. The only downside is the cost – lava stone falls into the same price bracket as marble.

Silver

Metallics have been trending for years, but previously, it was all about gold and brass. Now, silver is having a moment. Silver pendant lights, steel splashbacks and chrome tap fittings look modern and fresh and work well with wood and marble.

Dopamine décor

The phrase ‘dopamine décor’ went viral last year and looks set to generate just as much interest in 2024. It’s all about adding colour and joyful touches to our homes to help lift our mood. Dopamine décor is not for minimalists but for those who love vivid colours, bold prints and quirky one-off pieces.

 

Thinking of moving so you can put your stamp on a property? If so, contact us here at Chamberlains today. We can help you find your next project.

If you’re thinking about moving house in 2024, there’s a lot to mull over, especially if you have children to consider.

We know how important (and valuable) it is to listen to your kids when you’re selling up and moving on – they always have lots of thoughts and feelings about it.

We spoke with a six-year-old, Olivia, about her family’s recent move.

Her insights are fascinating and help us see things from a kid’s point of view.

 

1) New friends

“I was a bit sad to leave my friend next door. But guess what? There’s a girl next door at the new house, too. That made me excited!”

2) A bigger space

“I thought our new house would be bigger, and I was right! There’s more room for my toys.”

3) My own room

“I got my own room in the new house! No more listening to my big sister’s snoring all night.”

4) Packing adventures

“We had to put all our things in boxes. It was a lot of work and sometimes confusing.”

5) Room size wonders

“I kept wondering just how big my new room would be.”

6) First thoughts

“When I saw our new house, I thought, ‘Very nice but a bit old.’”

7) Kitchen fun

“There’s a breakfast bar in the kitchen. I can eat my cereal there!”

8) The moving process

“Moving is easy-peasy. You pack, get in the car, drive to your new house, and look around.”

9) First night fun

“We slept on a mattress on the floor the first night. It was like camping!”

10) Mixed feelings

“I felt happy, excited, sad and glad all at once. It’s a bit strange but mostly good.”

 

Reflections and advice from a six-year-old mover

When we asked our young helper for advice for other kids about moving house, Olivia said, “If you’re sad about moving, it’s OK! You can make new friends. And packing can be fun. It’s like a big adventure, plus you can ask for sweets without the grown-ups complaining.”

So, if you’re considering a family move, remember to involve your little ones.

Their perspective can be eye-opening, full of surprises and often very amusing.

For friendly, knowledgeable and experienced advice on moving with your family, feel free to contact us at Chamberlains.